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Non-Lucrative Visa
for Spain

Live in Spain Without Working

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Temporary Residence Permit

What Is the Non-Lucrative Visa?

The Non-Lucrative Visa Spain is a temporary residence permit for non-EU citizens who want to live in Spain without engaging in any professional or economic activity.

This visa allows you to:

  • Live legally in Spain long-term
  • Bring eligible family members
  • Travel freely within the Schengen Area
  • Apply for long-term residency after five years
  • Potentially apply for Spanish citizenship over time

It does not allow:

  • Employment
  • Freelance work
  • Remote or online work
  • Running a business in Spain

This distinction is critical and strictly enforced by consulates.

Qualification Criteria

Who the Non-Lucrative Visa Is Designed For

The Non-Lucrative Visa Spain is best suited for people who:

  • Are non-EU / non-EEA / non-Swiss citizens
  • Do not plan to work while living in Spain
  • Have reliable passive income or sufficient savings
  • Intend to spend most of the year in Spain
  • Can obtain compliant private health insurance

Common Profiles

  • Retirees
  • Early retirees
  • Financially independent individuals
  • Families supported by passive income
2025 Thresholds

Financial Requirements (2025)

To qualify for the Non-Lucrative Visa Spain, you must prove financial self-sufficiency. Minimum amounts:

Main Applicant ~ €28,800/year or €2,400/month
Each Additional Family Member + €7,200/year or €600/month

Accepted Financial Sources

  • Bank savings
  • Pension income
  • Investment income
  • Rental income
  • Dividends

Employment income, freelance income, or active business income is not permitted for this visa.

Dependant Visas

Bringing Your Family

You may include:

  • A spouse or legally registered partner
  • Dependent children under 18

You must demonstrate additional financial means for each family member and submit properly apostilled and translated family documents. Family eligibility is reviewed carefully by consulates, and documentation quality matters.

Required Coverage

Health Insurance Requirements

All applicants must obtain private health insurance that:

  • Is issued by a provider authorized in Spain
  • Has no co-payments or deductibles
  • Offers full coverage equivalent to Spain's public system
  • Is valid for at least one year
  • Is fully paid before application

Travel insurance is not accepted for the Non-Lucrative Visa Spain.

Consulate Process

Where You Must Apply

Unlike some other residence permits, the Non-Lucrative Visa Spain must be applied for from your country of legal residence.

  • Applications are submitted in person
  • Through the Spanish consulate in your country
  • Processing time can be up to three months

You cannot apply while in Spain as a tourist.

Document Overview

Documents Required (Overview)

While requirements vary slightly by consulate, most Non-Lucrative Visa Spain applications include:

  • Valid passport (minimum one-year validity)
  • Proof of financial means
  • Private health insurance policy
  • Criminal background check
  • Medical certificate
  • Completed visa application form
  • Passport-size photos
  • Family documents, if applicable

Every document must meet consulate-specific formatting, apostille, and translation standards.

Living in Spain

After Approval

Once approved:

1
You receive an entry visa
2
Your residence permit is valid for one year upon entry
3
You must apply for your TIE residence card
4
You must register your address in Spain

Delays with TIE appointments are common and generally not penalized if the process has been started.

Residency & Tax Considerations

To maintain your Non-Lucrative Visa Spain, you must:

  • Live in Spain at least 183 days per year
  • Maintain valid private health insurance
  • Continue meeting financial requirements

Staying more than 183 days makes you a Spanish tax resident, requiring declaration of worldwide income. We provide guidance and connect you with trusted tax professionals when needed.

Long-Term Pathway

Renewals and Long-Term Residency

The Non-Lucrative Visa Spain follows this timeline:

1
Initial permit: 1 year
2
First renewal: 2 years
3
Second renewal: 2 years
4
After 5 years: eligibility for long-term residency

Renewals are submitted online from Spain.

Common Reasons for Rejection

Non-Lucrative Visa Spain applications are often refused due to:

  • Poorly documented finances
  • Non-compliant health insurance
  • Inconsistent bank statements
  • Applying while intending to work remotely
  • Missing apostilles or incorrect translations

Our process is designed to identify these risks early and address them before submission.

MJerb.

"Excellent Service from Start to Finish"
Trustpilot 5 Stars
Jul 3rd, 2026
From the very beginning, Giuliana was professional, knowledgeable, and incredibly helpful throughout my Digital Nomad Visa application. She communicated clearly at every stage, provided practical advice, and was always patient in answering my many questions. Her expertise and guidance gave me confidence throughout what can otherwise be a stressful process.One of the reasons I chose this service was the client dashboard, which made it easy to track exactly where I was in the application process and what documents were still outstanding. It really helped keep everything organized.Giuliana was also very responsive and kind throughout the process. I especially appreciated the time she took to review my documents, explain the requirements, and help me navigate several unexpected questions along the way.My application was ultimately approved, and I’m very grateful for her support and professionalism. I would highly recommend Giuliana and her services to anyone applying for a Spanish Digital Nomad Visa.
https://www.trustpilot.com/reviews/6a48e69e8dab7361293d1d9e

Jessica Francar

"Professional effective legal service"
Trustpilot 5 Stars
Jul 3rd, 2026
Giuliana was very professional, friendly, helpful and helped me walk through each step of the process leading to the successful outcome of getting my digital nomad visa. She was very prompt to respond to messages and patient with a variety of questions. I would definitely recommend this service as a professional, trust worthy, and effective way to reduce some of the confusion and complexity of the bureaucracy and legal process.
https://www.trustpilot.com/reviews/6a47edd375d4d4f1c490d04e

Daneyjanan Danny Vallaipan

"Outstanding Service - Highly Recommended!"
Trustpilot 5 Stars
Jun 30th, 2026
I cannot recommend Your Spanish Visa highly enough, especially Giuliana, who handled my Digital Nomad Visa application from start to finish.From the very beginning, Giuliana was incredibly professional, knowledgeable, patient, and responsive. She guided me through every step of the process, carefully reviewed all my documents, answered every question I had, and made what could have been a very stressful process feel straightforward and manageable.There were moments when additional documents and clarifications were requested, and Giuliana went far above and beyond my expectations. She took the time to explain exactly what was needed, prepared everything thoroughly, and ensured my application was presented as strongly as possible. Her attention to detail and dedication gave me complete confidence throughout the entire process.Today, I received the news that my Spanish Digital Nomad Visa has been approved, and I truly believe Giuliana played a huge part in making that happen. Her commitment, expertise, and genuine willingness to help were exceptional.If you’re considering applying for any Spanish visa, I wholeheartedly recommend Your Spanish Visa. And if you have the opportunity to work with Giuliana, you’ll be in the best possible hands.Thank you, Giuliana, for your outstanding support, professionalism, and hard work. You exceeded every expectation I had, and I will always be grateful for everything you did.Thank you for helping make my dream of starting a new chapter in Spain become a reality!Always Grateful, Danny (Malaysia)
https://www.trustpilot.com/reviews/6a43b91e36eadda7569cb0f4
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Giuliana — Immigration Lawyer & Founder
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Structured, consulate-specific process

We know what each consulate expects and prepare your file accordingly

Clear eligibility guidance

We tell you upfront whether you qualify and what the process looks like for your situation

Practical document preparation support

Every document is reviewed for accuracy and compliance before it reaches the consulate

Access to legal and tax professionals

When your situation requires it, we connect you with trusted specialists

Transparent expectations throughout

You always know what is required, why it's required, and what comes next — without guesswork

Check Your Eligibility

Frequently Asked Questions

What is a Non-Lucrative Visa Spain used for?
A Non-Lucrative Visa Spain allows non-EU nationals to live in Spain long-term without working. It is commonly used by retirees and financially independent individuals who rely on passive income or savings.
Can I work remotely on a Non-Lucrative Visa?
No. Any form of work — including remote or online work — is prohibited under the Non-Lucrative Visa Spain. This distinction is critical and strictly enforced by consulates. If you intend to work remotely from Spain, you would need a different visa, such as the Digital Nomad Visa.
Can I apply while I am already in Spain?
No. The Non-Lucrative Visa Spain must be applied for at a Spanish consulate in your country of legal residence. Applications are submitted in person, and you cannot apply while in Spain as a tourist.
How long does the Non-Lucrative Visa last?
The initial permit is valid for one year and can be renewed for two-year periods. After five years of continuous legal residence, you may apply for long-term residency.
Can this visa lead to Spanish citizenship?
Yes. Depending on your nationality, citizenship may be possible after two or ten years of legal residence, provided residency and integration requirements are met.

Start Your Non-Lucrative Visa Spain Journey With Clarity

Living in Spain long-term is a meaningful decision.
Your visa process should support that — not complicate it.

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